Who will receive your super?

15-Oct-2014

Have you thought about what will happen to your super if it outlasts you? Superannuation does not automatically form part of your estate and the trustees of some super funds can decide who receives your super money according to specific rules.

At VISSF, you can achieve certainty about what will happen to your super if you pass away, by having a binding death nomination. Not all super funds offer this facility. But if you have a valid binding death nomination when you pass away, the VISSF Trustee must follow it.

You can nominate the legal personal representative of your estate – or one or more of your dependants who must be your spouse, child, someone with whom you have an interdependent relationship, or any other person who is dependent on you for financial support.

Binding death nominations need to be updated or confirmed every three years to make sure the right people receive your benefit, so please check that yours is up to date by contacting our Client Services Team.

This article was taken from the Spring 2014 edition of VISSF Super Views:
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