We draw on the expertise of our fund manager Russell Investment Management Limited. Their process has been refined over almost five decades. With researchers strategically placed around the world searching for future outperformers, their intimate understanding of global investment markets and an ability to respond insightfully is key in achieving strong, long term performance.

Every investor is unique. Whether you're starting out, growing your super balance or looking to create a steady income to fund a great life after work, our investment management approach ensures we remain focused on helping you achieve your goals.

Financial markets go up and down. It’s a fact. No one asset class or investment style always outperforms. But diversification helps deliver smoother, more consistent results over time. Your money is spread across a variety of asset classes - shares, property, bonds and cash. Investment portfolios are designed and stress tested across 5,000+ possible scenarios to help ensure they offer the highest likelihood of reaching your goals.

With professionals in every major timezone, our fund manager monitors investment markets day and night. When it’s time to act, their internal trading desk can implement trades around the clock - potentially protecting portfolios before local operations start their day.

When it comes to execution, the focus is firmly on net of fee performance. If there is a way to access additional net returns consistently, our fund manager will pursue. If there is a way to consistently reduce costs, with a net benefit, the team work just as hard for those basis points.

We assess every company we invest in to determine how they impact the environment - positively or negatively. This might include how good they are with water management or energy use, whether they are polluting or protecting, or their treatment of animals.

Good governance is also essential for generating strong financial outcomes for members. After all, if a company takes a sustainable approach to business management, they are far more likely to perform better over the long term. We put a company’s leadership and management, executive compensation, internal controls, and shareholder rights under the microscope, only investing in companies that meet our criteria.