Default cover

Automatic protection for what matters most

We've got you covered

An unexpected illness or accident can disrupt your life in so many ways. To ease the pressure, our group insurance policy offers you death, total and permanent disablement and income protection cover.

Why should I insure through VISSF?

You will enjoy a number of benefits by having your insurance with VISSF.


We purchase insurance in a group policy and pass the savings on to you.

Easy payments

Premiums are automatically deducted from your super balance, making it easy to manage.

Minimal checks

You may be automatically accepted for default cover without requiring a health check.

Change as you need

You can apply to change your cover online, anytime.

Fast claim processing

We are committed to assessing your claim as quickly and efficiently as possible.

Do I have insurance cover?

If you're already a member, you may have been offered the default cover when you joined. This will generally be a basic level of insurance for death, total and permanent disablement, and income protection.

To find out your current level of cover, log in to Member OnlineOpens in new window or check your latest member statement.

Do I need extra cover?

While default cover is a good start, it may not be enough to maintain a comfortable standard of living for you or those you love. Check your insurance to make sure it meets your needs should the unexpected happen.

If you would like to increase or change your cover, you can apply onlineOpens in new window .

Get a quote

Sometimes, life happens. Make sure your insurance covers you and your loved ones when it matters most.

Cover calculatorOpens in new window