Account Based Pensions
Pension Strategies
Chant West Super 2018 Pension 2018

My Super News

Super at your fingertips

26-Feb-2015

Everything you need to know about your super is now easier to find, wherever you are. Whether you're using your phone, computer or tablet device, you'll find what you need a few clicks or finger taps away. Read More

Changes to account based pension deeming rules

19-Nov-2014

From 1 January 2015 changes will take place to the deeming rules of Australian account based pensions. For some members, the changes could result in reduction of their income support. Read More

Pension Strategies

Turn your super into a regular, tax-effective income

You may think your super is just for when you retire, but that isn't entirely true.

If you have reached your preservation age and are still working, you can boost your super or reduce your working hours without affecting your take home pay.

That's all thanks to Transition to Retirement

Transition to Retirement (TTR) means you can access your super through an income stream product while you're still working.

How does TTR work?

1. Reducing your work hours

If you have reached your preservation age and are still working you can open a TTR pension account with your existing super balance. By opening a TTR account, you can work part-time and supplement your reduced income with regular pension payments. This means you can work less, without affecting your take home pay.

2. Salary sacrificing

You can make additional contributions to your super account via a salary sacrifice arrangement and supplement your reduced income with pension payments. This can give your retirement savings a real boost without affecting your take home pay. To find out how TTR can help you, contact the VISSF team today.

Chant West Super 2018 Pension 2018

My Super News

Super at your fingertips

26-Feb-2015

Everything you need to know about your super is now easier to find, wherever you are. Whether you're using your phone, computer or tablet device, you'll find what you need a few clicks or finger taps away. Read More

Changes to account based pension deeming rules

19-Nov-2014

From 1 January 2015 changes will take place to the deeming rules of Australian account based pensions. For some members, the changes could result in reduction of their income support. Read More

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