Account Based Pensions
Pension Strategies
Chant West Super 2018 Pension 2018

My Super News

A guide to navigating your pension online

20-Sep-2018

When it comes to preparing for retirement, a little bit of help can go a long way. Even the seemingly small things like switching from a super account to a pension, and managing those accounts - it’s all new terrain to explore and conquer. Read More

Retirement can be full of surprises

20-Sep-2018

Everybody approaches retirement differently. Many Australians intend to work until age 65, some plan to work for longer, others retire earlier. And then there’s the hybrid option - the one that can give you the best of each world. Read More

Pension Strategies

Turn your super into a regular, tax-effective income

You may think your super is just for when you retire, but that isn't entirely true.

If you have reached your preservation age and are still working, you can boost your super or reduce your working hours without affecting your take home pay.

That's all thanks to Transition to Retirement

Transition to Retirement (TTR) means you can access your super through an income stream product while you're still working.

How does TTR work?

1. Reducing your work hours

If you have reached your preservation age and are still working you can open a TTR pension account with your existing super balance. By opening a TTR account, you can work part-time and supplement your reduced income with regular pension payments. This means you can work less, without affecting your take home pay.

2. Salary sacrificing

You can make additional contributions to your super account via a salary sacrifice arrangement and supplement your reduced income with pension payments. This can give your retirement savings a real boost without affecting your take home pay. To find out how TTR can help you, contact the VISSF team today.

Chant West Super 2018 Pension 2018

My Super News

A guide to navigating your pension online

20-Sep-2018

When it comes to preparing for retirement, a little bit of help can go a long way. Even the seemingly small things like switching from a super account to a pension, and managing those accounts - it’s all new terrain to explore and conquer. Read More

Retirement can be full of surprises

20-Sep-2018

Everybody approaches retirement differently. Many Australians intend to work until age 65, some plan to work for longer, others retire earlier. And then there’s the hybrid option - the one that can give you the best of each world. Read More

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