Account Based Pensions
Pension Strategies
Chant West Super 2018 Pension 2018

My Super News

Revive Your Super

16-Sep-2019

For many, the only way their retirement savings will grow is through employer contributions. But there are plenty more options. Adding extra money to your super is a healthy financial habit that may give your super a boost over the long term. Below, we break down the different options and show you how to revive your super balance to fund a stress-free retirement. Read More

The rules have changed

16-Sep-2019

There are two types of people. The ones who regularly check in on their super to keep everything in tip top shape. Then there’s the rest of us. But if there’s one time when you should be extra vigilant, it’s right now. This is because recent super reforms have the potential to impact your retirement savings. Read More

Pension Strategies

Turn your super into a regular, tax-effective income

You may think your super is just for when you retire, but that isn't entirely true.

If you have reached your preservation age and are still working, you can boost your super or reduce your working hours without affecting your take home pay.

That's all thanks to Transition to Retirement

Transition to Retirement (TTR) means you can access your super through an income stream product while you're still working.

How does TTR work?

1. Reducing your work hours

If you have reached your preservation age and are still working you can open a TTR pension account with your existing super balance. By opening a TTR account, you can work part-time and supplement your reduced income with regular pension payments. This means you can work less, without affecting your take home pay.

2. Salary sacrificing

You can make additional contributions to your super account via a salary sacrifice arrangement and supplement your reduced income with pension payments. This can give your retirement savings a real boost without affecting your take home pay. To find out how TTR can help you, contact the VISSF team today.

Chant West Super 2018 Pension 2018

My Super News

Revive Your Super

16-Sep-2019

For many, the only way their retirement savings will grow is through employer contributions. But there are plenty more options. Adding extra money to your super is a healthy financial habit that may give your super a boost over the long term. Below, we break down the different options and show you how to revive your super balance to fund a stress-free retirement. Read More

The rules have changed

16-Sep-2019

There are two types of people. The ones who regularly check in on their super to keep everything in tip top shape. Then there’s the rest of us. But if there’s one time when you should be extra vigilant, it’s right now. This is because recent super reforms have the potential to impact your retirement savings. Read More

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