Account Based Pensions
Pension Strategies
Chant West Super 2018 Pension 2018

My Super News

Have you been paying attention to your super?

20-Sep-2018

It’s at least 9.5% of our income and one of the biggest assets we’ll ever have. Yet many of us don’t take the time to understand or manage our super. When it comes down to it, your super balance will significantly impact your quality of life throughout retirement. So, why do we ignore it? Read More

The prize that keeps on giving

20-Sep-2018

"When I first heard I’d won I was really surprised. it was a good way to start a Tuesday morning!” recalls Alexandra Ritchie of her reaction to being told she had won the latest VISSF competition. Read More

Pension Strategies

Turn your super into a regular, tax-effective income

You may think your super is just for when you retire, but that isn't entirely true.

If you have reached your preservation age and are still working, you can boost your super or reduce your working hours without affecting your take home pay.

That's all thanks to Transition to Retirement

Transition to Retirement (TTR) means you can access your super through an income stream product while you're still working.

How does TTR work?

1. Reducing your work hours

If you have reached your preservation age and are still working you can open a TTR pension account with your existing super balance. By opening a TTR account, you can work part-time and supplement your reduced income with regular pension payments. This means you can work less, without affecting your take home pay.

2. Salary sacrificing

You can make additional contributions to your super account via a salary sacrifice arrangement and supplement your reduced income with pension payments. This can give your retirement savings a real boost without affecting your take home pay. To find out how TTR can help you, contact the VISSF team today.

Chant West Super 2018 Pension 2018

My Super News

Have you been paying attention to your super?

20-Sep-2018

It’s at least 9.5% of our income and one of the biggest assets we’ll ever have. Yet many of us don’t take the time to understand or manage our super. When it comes down to it, your super balance will significantly impact your quality of life throughout retirement. So, why do we ignore it? Read More

The prize that keeps on giving

20-Sep-2018

"When I first heard I’d won I was really surprised. it was a good way to start a Tuesday morning!” recalls Alexandra Ritchie of her reaction to being told she had won the latest VISSF competition. Read More

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