We've got you covered with Automatic Insurance
An unexpected illness or accident can disrupt your life in many ways. To ease the pressure, our group insurance policy offers you insured death and disablement benefits. Your insurance covers you 24 hours a day, 7 days a week.
You will automatically receive insurance cover if:
- You join VISSF when you first commence employment with an employer participating in VISSF; and
- You were at work and capable of performing your usual duties on the date you commenced employment.
- Casual employees may elect to receive one unit of insured death and total and permanent disablement cover if they make the election within 30 days of becoming eligible to join VISSF.
Please note: Permanent part-time employees working fewer than 15 hours per week and casual employees are not eligible for disablement income insurance.
If you cease employment, any insured Death and Total and Permanent Disablement Benefits (TPD) cover you have will automatically continue when your Member Account is transferred to the Retained Benefits Section, even if you no longer have an employer making contributions into VISSF on your behalf.
If you have an insured disablement income benefit and continue to work for more than 15 hours per week, this cover can also continue in the Retained Benefits Section. To continue this cover you must elect to do so in writing and complete a short Statement of Health within 30 days from the date of the letter you receive advising you that your benefit has been transferred to the Retained Benefits Section.
You may stop your insurance cover at any time by advising VISSF in writing that you wish to do so. The insurance cover will stop on the day your advice is received.
We recommend you contact our Client Services Team for further information about the insured benefits offered to members.
Want more? We also offer additional voluntary insurance
VISSF has an arrangement with its insurer whereby members who meet certain conditions can take out additional:
- Death only cover.
- Death and TPD cover.
- Disablement income benefit.
Information regarding the cover available and how to apply for additional insurance is contained in the documents listed below.
Member’s Personal Statement (1441 KB)
Voluntary Cover - Death and TPD (103 KB)
Voluntary Cover - Income Protection (105 KB)
Please note, any application for additional insurance must be accompanied by a completed Member’s Personal Statement
Please contact our Client Services Team at the VISSF office if you require further information about the additional insurance cover that is available to VISSF members.