Contributing to Super
 

Before age 65 Superannuation is available to everyone between the ages of 18 and 64 to make contributions without the need to provide evidence of being gainfully employed.
From age 65 Compulsory employerContributions may be made to any age (although Superannuation Guarantee contributions cease at age 70). Compulsory employer contributions are contributions the employer is required to pay under Superannuation Guarantee legislation, an industrial Award or a Certified Agreement.

Voluntary employer Contributions can be made up to age 75 during a financial year provided the member has worked at least 40 hours in a period of not more than 30 consecutive days in that financial year. Member salary sacrifice (before tax) contributions are deemed to be voluntary employer contributions.

Member non-concessional (after tax) Contributions can be made to age 75 during a financial year provided the member has worked at least 40 hours in a period of not more than 30 consecutive days in that financial year.

Member contributions on behalf of a spouse Contributions can be made for a member spouse until that spouse is 65, or to age 70 if the spouse has worked at least 40 hours in a period of not more than 30 consecutive days in that financial year.

Contribution Limits

Salary Sacrifice

Voluntary Members Contributions