Account Based Pensions
Pension Strategies
Chant West Super 2018 Pension 2018

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Have you been paying attention to your super?

20-Sep-2018

It’s at least 9.5% of our income and one of the biggest assets we’ll ever have. Yet many of us don’t take the time to understand or manage our super. When it comes down to it, your super balance will significantly impact your quality of life throughout retirement. So, why do we ignore it? Read More

The prize that keeps on giving

20-Sep-2018

"When I first heard I’d won I was really surprised. it was a good way to start a Tuesday morning!” recalls Alexandra Ritchie of her reaction to being told she had won the latest VISSF competition. Read More

Balanced

Description

In the Balanced Option, 75% of your super is invested in growth assets such as shares and property and approximately 25% in defensive assets such as bonds and cash.

Generally an investor in this type of option is likely to be looking for high investment returns over the medium to long term. They still have the time to ride out investment fluctuations.

Objective

To achieve, on a rolling five and 10 year basis, a rate of return in excess of the median of our relevant peers, as measured by the relevant Growth Universe and to maximise the after tax rate of return above inflation, as measured by CPI, over rolling five and 10 year periods, subject to the following constraints:

  • Recognising a greater risk of experiencing a negative return in any one year than the Conservative option; and
  • Maintaining sufficient liquidity to enable the Fund to meet its commitments.

Based on past performance of investment markets, in the long term, the Balanced option aims to achieve:

  • Over rolling five year periods, a rate of return after tax and fees, in excess of CPI + 3.0%.

Investment timeframe

The minimum suggested timeframe for holding the investment is 5 years.

Level of Investment Risk

Risk Band: 6

Risk Label: High

Estimated number of negative annual returns over any 20 year period: 4 to less than 5

Important Note: There is no guarantee this option will meet its objective or that the value of your account will not decrease as a result of negative returns.

Want to find out how the fund performed over the past 12 months? View Investment Returns »


Where money is invested

In the Balanced option, 75% of your superannuation is invested in shares and property and 25% in income assets such as bonds. The intended mix of investments are shown below. From time to time, the Trustee may adjust the mix within the ranges shown as investment conditions change.



Asset mix range

Asset Mix Range

Range %

Equity - Australia 28 - 34
Equity - International 33 - 39
Property - International 2 - 8
Infrustructure - International 1 - 5
Total Growth Assets 72 - 78
Fixed Income - Australia 6 - 12
Fixed Income - International 4 - 10
Cash - Australia 6 - 12
Total Income Assets 22 - 28

Chant West Super 2018 Pension 2018

My Super News

Have you been paying attention to your super?

20-Sep-2018

It’s at least 9.5% of our income and one of the biggest assets we’ll ever have. Yet many of us don’t take the time to understand or manage our super. When it comes down to it, your super balance will significantly impact your quality of life throughout retirement. So, why do we ignore it? Read More

The prize that keeps on giving

20-Sep-2018

"When I first heard I’d won I was really surprised. it was a good way to start a Tuesday morning!” recalls Alexandra Ritchie of her reaction to being told she had won the latest VISSF competition. Read More

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