In the Balanced Option, 75% of your super is invested in growth assets such as shares and property and approximately 25% in defensive assets such as bonds and cash.
Generally an investor in this type of option is likely to be looking for high investment returns over the medium to long term. They still have the time to ride out investment fluctuations.
To achieve, on a rolling five and 10 year basis, a rate of return in excess of the median of our relevant peers, as measured by the relevant Growth Universe and to maximise the after tax rate of return above inflation, as measured by CPI, over rolling five and 10 year periods, subject to the following constraints:
- Recognising a greater risk of experiencing a negative return in any one year than the Conservative option; and
- Maintaining sufficient liquidity to enable the Fund to meet its commitments.
Based on past performance of investment markets, in the long term, the Balanced option aims to achieve:
- Over rolling five and ten year periods, a rate of return after tax and fees, in excess of CPI + 3.0%.
The minimum suggested timeframe for holding the investment is 5 years.
Level of Investment Risk
Risk Band: 6
Risk Label: High
Estimated number of negative annual returns over any 20 year period: 4 to less than 5
Important Note: There is no guarantee this option will meet its objective or that the value of your account will not decrease as a result of negative returns.
Want to find out how the fund performed over the past 12 months? View Investment Returns »
Where money is invested
In the Balanced option, 75% of your superannuation is invested in shares and property and 25% in income assets such as bonds.
The intended mix of investments are shown below. From time to time, the Trustee may adjust the mix within the ranges shown as investment conditions change.
Asset mix range
Asset Mix Range
|Equity - Australia||28 - 34|
|Equity - International||33 - 39|
|Property - International||2 - 8|
|Infrustructure - International||1 - 5|
|Total Growth Assets||72 - 78|
|Fixed Income - Australia||6 - 12|
|Fixed Income - International||4 - 10|
|Cash - Australia||6 - 12|
|Total Income Assets||22 - 28|