To achieve, on a rolling seven year basis, a rate of return in excess of the median of our relevant peers, as measured by the relevant High Growth Universe and to maximise the after tax rate of return above inflation, as measured by CPI, over rolling seven year periods, subject to the following constraints:
- Recognising a greater risk of experiencing a negative return in any one year than the Balanced option; and
- Maintaining sufficient liquidity to enable the Fund to meet its commitments.
Based on past performance of investment markets, in the long term, the All Growth option aims to achieve:
- Over rolling seven year periods, a rate of return after tax and fees, in excess of CPI + 3.5%, with a 1 in 3 chance of experiencing a negative annual return over the next seven years.
Comparison relative to other options
The All Growth option has the strongest weighting to shares and property of all the Fund's investment options and therefore carries the highest investment risk. You should recognise a greater risk of experiencing a negative return than in the other investment options available in the Fund, as is consistent with a shares and property portfolio. However, you can also generally expect the likelihood of a higher investment return over longer periods.
Suitability (risk tolerance)
Generally an investor in this type of option is likely to be looking for higher investment returns over the long term. They have the time to ride out investment fluctuations – even watching their superannuation go through large ups and downs in performance.
Historically, this type of option has produced negative returns every few years. However, past performance is not an indication of future performance and therefore future investment returns may differ from past investment returns and may be positive or negative.
Important Note: There is no guarantee that this option will meet its objective or that the value of your account will not decrease as a result of negative returns.
Want to find out how the fund performed over the last 12 months? View Investment Returns »
Where money is invested
In the All Growth option, 100% of your superannuation is invested in growth assets such as shares and property. The intended mix of investments is shown below. From time to time, the Trustee may adjust the mix within the ranges shown as investment conditions change.
Asset mix range
Asset Mix Range
|Equity - Australia||43 - 53|
|Equity - International||39 - 49|
|Property - International||2 - 8|
|Infrustructure - International||1 - 5|
|Total Growth Assets||100|