Cash
Objective To achieve a return before tax and fees equivalent to that achieved by Australian bank bills.
Important Note There is no guarantee that this option will meet its objective or that the value of your superannuation will not decrease as a result of negative returns.
Comparison relative to other options The Cash option offers lowest investment returns over the long term of all the options. However it is likely to provide the most stable investment returns without the fluctuations expected with the All Growth, Balanced or Conservative options.
This option is structured to protect the capital value of the investment with only a small likelihood of achieving a negative return in any year.
Where money is invested The Cash option invests 100% of your superannuation in Australian cash.
| Asset Mix |
Benchmark % |
Range % |
| Total Australian Shares |
0 |
0 |
|
Australian Shares
|
0 |
0 |
|
Australian Opportunities
|
0 |
0 |
| Total International Shares |
0 |
0 |
|
International Shares
|
0 |
0 |
|
Global Opportunities
|
0 |
0 |
|
International Shares - $A Hedged
|
0 |
0 |
|
Global Opportunities - $A hedged
|
0 |
0 |
|
Emerging Markets
|
0 |
0 |
International Property
Securities - $A Hedged |
0 |
0 |
| Total Growth Assets |
0 |
0 |
| Australian Bonds |
0 |
0 |
International Bonds - $A
Hedged |
0 |
0 |
| Inflation Linked Bonds |
0 |
0 |
| Australian Cash |
100 |
100 |
| Total Income Assets |
100 |
100 |
The intended mix of investments is shown in this table.
Suitability (risk tolerance) Generally an investor in this type of option is likely to be looking to protect the capital value of their superannuation and achieve stable returns. They know long term investment returns are likely to be low compared to the other options but they are seeking to protect their investment from the chance of any negative returns in the short term.